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Chime is an online bank that allows its users to create checking and savings accounts, as well as offering a debit card in partnership with Visa. Launched in 2013, it is widely used as a mobile banking app. Chime offers both spending and savings accounts . When opening an account with Chime, you get a Spending Account, a Visa Debit Card, and an optional Savings Account. All these Chime accounts can be managed entirely from your smartphone. The Chime mobile banking app is available on both Android and iPhone devices. Chime supports mobile check deposit and electronic transfers from other institutions by linking an external bank account in the Chime mobile app. Cash deposits can also be made to your Chime Account over hundreds of retail organizations. Chime is specially designed as a virtual bank for millennials. It is a perfect choice for those looking for a no-fee mobile bank account with built-in features to help save and earn extra money, including access to a high-yield savings a